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724.216.0455

HSAs in Washington PA and Pittsburgh PA

It’s All About Options.

Whether you’re looking for individual coverage or trying to decide which type of plan to choose for your employees, B & W Insurance Agency Inc. can help you find a Health Insurance solution that meets the needs of everyone.

Health Savings Accounts (HSAs) are a newer alternative to Health Insurance and are meant for those who are insured under high-deductible Health Insurance plans. These plans allow individuals to set aside money to into a savings account that they can use overtime for medical expenses that are not covered under their high-deducible plan. With a standard HSA, you can do the following.

  1. Put money into your HSA (tax free)
  2. Watch your money grow (tax free)
  3. Take out money if needed for qualified medical expenses, including dental and vision (also tax free)

Advantages of HSAs

With a Health Savings Account, you get to control the amount of money that you wish to set aside for medical expenses. All deposits, growth, and withdrawals are all tax-free for your convenience, and most important, your money rolls over each year. Unlike flexible spending accounts, you don’t lose money when your policy renews. Whatever you put into your HSA keeps growing, tax-free.

Although there are limits to the amount of money in which you can deposit into your Health Savings Account each year, as well as qualifications, it’s a great way to help you have a lower premium, supply you with medical coverage if necessary, and help you save for your future medical needs.

Contact a specialist at B & W Insurance Agency Inc. today to learn more about how an HSA can benefit you.

Our Location

B & W Insurance

1340 Washington Road
Washington, PA 15301
Main office: 724-216-0455
Fax: 724-222-4857

Our Providers

Testimonials

Thank you for meeting all of my insurance needs over the past two years. Your agency is a wonderful insurance provider.
Ann M.
Thanks Dave sooo much for all your help with this. I greatly appreciate it and all your company does and that is why I continue to do business with you!!! Have a great day!
Clark
Thank you for being so helpful as often as you are.
Jamie & Eric C
Thank you so much for this information and for the very informative meeting with my mom and I. We truly felt much better about this insurance situation after we left your office!
Lexie
Thank you so much for your time and effort. I really appreciate your help.
M. Joyce
Thanks Dave! I never thought getting a new insurance policy would be so hassle-free.
Paula S.
Thank you so much. You are truly the BEST!
Paula T.
I want to take this opportunity to let you know what a great company they are. I suppose you can never really know the quality of the company until you have to use the services...unfortunately, I have had to use the services rather extensively over the last 6 months. The services across the board was excellent, including premium adjustments. You should recommend this company at every opportunity you have.
Roanna S.
Thanks Dave sooo much for all your help with this. I greatly appreciate it and all your company does and that is why I continue to do business with you!!! Have a great day!
Stacey C.
Wow! Now, how is that for service!
Teresa R.
Just wanted to thank you again for your help and prompt service! It is refreshing to know there are still real people out there to work with as opposed to recorded messages and on-line applications. You made what was becoming a very frustrating process quick and easy! I will certainly remember your office for any future insurance needs.
Wendy K.